Terms of Use

1. Introduction

Welcome to Wise & Safe ("we," "us," or "our"). Wise & Safe, accessible via wiseandsafe.com (the "Website"), serves as an editorial platform to provide informative content to our users. By accessing or using the Website, you agree to comply with and be bound by these Terms of Use ("Terms"). If you disagree with any part of the Terms, please do not use our Website.

2. Acceptance of Terms

By accessing or using Wise & Safe, you acknowledge that you have read, understood, and agree to be bound by these Terms and all applicable laws and regulations. If you do not agree to these Terms, your use of and access to the Website are expressly prohibited.

3. Changes to Terms

Wise & Safe reserves the right, in its sole discretion, to modify or update these Terms at any time. It is your responsibility to review these Terms periodically for changes. We will notify you of any changes by updating the "Last Updated" date of these Terms. Your continued use of the Website following the posting of revised Terms means that you accept and agree to the changes.

4. Use of the Website

You are granted a limited, non-exclusive, non-transferable, and revocable license to access and use Wise & Safe for personal, non-commercial purposes. Prohibited activities include:

Misusing any content or technology available on the Website.
Attempting to gain unauthorized access to any portion or feature of the Website or any other systems or networks.
Using the Website for any purpose that is unlawful or prohibited by these Terms.

5. Intellectual Property

All content, features, and functionalities on Wise & Safe, including but not limited to text, graphics, logos, and software, are owned by us or our licensors and are protected by intellectual property laws. Unauthorized use or distribution of our content is prohibited and may result in legal action.

6. Third-Party Content and Links

Wise & Safe may contain links to third-party websites that are not owned or controlled by us. We assume no responsibility for the content, privacy policies, or practices of any third-party websites. You acknowledge and agree that Wise & Safe is not liable for any direct or indirect damages resulting from your use of third-party content or websites.

7. Disclaimer of Warranties

Wise & Safe is provided on an "as is" and "as available" basis. We make no representations or warranties of any kind, express or implied, regarding the operation or availability of the Website, or the content contained therein. To the fullest extent permitted by law, we disclaim all warranties, express or implied, including but not limited to implied warranties of merchantability and fitness for a particular purpose.

8. Limitation of Liability

In no event shall Wise & Safe, its directors, employees, or agents be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, arising from your use of the Website or any content therein.

9. Indemnification

You agree to indemnify, defend, and hold harmless Wise & Safe, its affiliates, and their respective officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, costs, or expenses arising from your use of the Website or your violation of these Terms.

10. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the applicable jurisdiction, without regard to its conflict of law principles. Any legal action or proceeding arising under these Terms will be brought exclusively in the competent courts.

11. Termination

We reserve the right to terminate or suspend your access to all or part of the Website, with or without notice, for any conduct that we believe violates these Terms or is harmful to the interests of our community or us.

12. Contact Us

If you have any questions or concerns about these Terms of Use, please contact us at info@wiseandsafe.com.